The Bank Alternative

At FluidFi we work with our community of users to take the best of traditional banking and combine it with DeFi technology.

Together, we’re on a mission to create a new banking model.
One that is fairer for you and better for the world.

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Alysha. FluidFi Community Member

A Genuinely Different Approach

By building FluidFi with our user community we’re able to identify what people really want to do with their money. And then we provide the solutions.

By starting from the ground up - we aren’t restricted by the ways banks normally work.
And because we’re harnessing the flexibility of DeFi technology we can put the user first.

The results are revolutionary.

For example, in a world of almost zero interest rates - we can offer much higher rates on your savings. AND they are fully insured so your money is always protected.

That’s just the start…

What Our Community Asked Us For

Obviously you want all the usual stuff like the ability to make payments or send money abroad.

That’s easy.

But the point of FluidFi is to give our users the things they don’t normally get from traditional banks.

Top of their list was higher interest rates on savings.

Josh. FluidFi Community Member

Higher interest rates are just the start

Here's what else we're working on for our community.

FluidFi is built and owned by its community of users. See what we are building...

We want to make the world a better place

It’s not just banking that we want to change.
We also want to change the world.
(It’s about time the finance industry did more for society)

That’s why 10% of our profits go to charities chosen by our community.

We want to make the world a better place

Let’s recap

How would you describe FluidFi?

Fintech + DeFi.
FluidFi is how a bank would look if it were designed by users.

What is DeFi?

Decentralized finance (DeFi) is the internet, for money. It uses blockchain technology, which enables trustless transactions between two entities, so you don’t need to go through a trusted middleman, like a bank, an exchange or a securities broker.

This is made possible by cryptography, so you trust transparent, sophisticated mathematics rather than a human being to do the right thing with your money. It is vastly more efficient than antiquated financial architecture, in the same way your smart phone is more efficient than an old fixed-line phone. The end result is that the middleman is cut out, so you earn more. Your money works harder for you in DeFi than in the traditional system.

Why would I use FluidFi rather than a traditional bank?

For value and values.
1. Your money works harder for you, because we cut out the costs of the bank middleman.
2. It is more efficient.
3. Users become owners. When you use our products, you are awarded a share of our community organization, the DeFi Bridge DAO.
4. Most importantly, FluidFi is a bank alternative built for you. Built for people who want their money to work harder for them. Built by a community of people who believe in a better banking model.

Can anyone join FluidFi?

Yes, as long as you are not a terrorist or on some naughty list somewhere. The company does thorough due diligence and reserves the right to accept new members at its discretion.

How do I join FluidFi?

We have two apps: a web app and a mobile app. Both are currently in a test phase and are progressively being rolled out to new users. Our shareholder community (holders of FLUID tokens) have preferential access as well as selected other individuals with an invite code. Click the Sign up button to be added to the waitlist. You will be informed by email as soon as you can join.

Do I have to do KYC to open an account?

Yeah, of course! It is pretty painless: you have to verify your identity and provide a proof of address. We use Veriff, a super cool ID provider to do the checks and it usually takes less than 3 minutes.

Why are you based in Switzerland?

We are in Switzerland because it is a serious, freedom-loving country, independent since 1291 and a reference for safety and security. Switzerland has comprehensive banking regulations and a clear, supportive policy on crypto. Above all, we find the regulators to be protective of users and also open to new technology that widens consumer choice.

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